000			01589 a2200289 4500
008			051207s xx 000 0 eng
022			_a1522-3248;
050			_aAC1.S5
082			_a050
100			_aAppelbaum, Binyamin,
245		0	_aMany Lenders Are Not Banks, Not Carefully Monitored. _cBinyamin Appelbaum.
260			_bCharlotte Observer, _c2005.
440			_aSIRS Enduring Issues 2006. _nArticle 40, _pHuman Relations, _x1522-3248;
500			_aArticles Contained in SIRS Enduring Issues 2006.
500			_aOriginally Published: Many Lenders Are Not Banks, Not Carefully Monitored, Aug. 29, 2005; pp. n.p..
520			_a"Critics say the disparities found in the study show federal law increasingly fails to motivate market-rate lenders to make more loans in minority neighborhoods. They are also concerned the new high-rate industry, which serves minority neighborhoods disproportionately, is not watched as carefully by federal regulators." (CHARLOTTE OBSERVER) The author relates how advocates want more federal regulation for high-rate lenders in order to protect the minority customers they often serve.
599			_aRecords created from non-MARC resource.
650			_aDiscrimination in mortgage loans
650			_aInterest rates
650			_aLoan servicing _xCorrupt practices
650			_aLoan servicing _xCosts
650			_aMortgage banks
651			_aNorth Carolina _xLegislature
650			_aPredatory lending
710			_aProQuest Information and Learning Company _tSIRS Enduring Issues 2006, _pHuman Relations. _x1522-3248;
942			_c UKN
999			_c37536 _d37536